Bicycle Insurance
47 articles
Photos of your Gear and Proof of Ownership
30-day lock-in period
How to enable the Race + Travel add-on
I just insured my bike with Laka, what do I need to do next?
Can I lend my bike to a friend or family member?
Is My E-bike Eligible for Insurance?
Does Laka Cover E-bikes with Throttles?
Do you offer group policies for small businesses?
Does Laka cover second-hand or vintage bikes?
Is my e-bike battery an accessory?
What are the minimum and maximum bike values for insurance?
Mon vélo est-il couvert pour la livraison ou le travail de coursier ?
Am I covered at a Cafe? Do I need to bring a lock to the cafe?
In or On a Vehicle Theft or Damage
Mugging / Bike Jacking
Can I insure my child's bike for racing?
What if I’ve modified or derestricted my e-bike motor?
How do I insure custom parts or extra wheelsets?
How do I secure my bicycle at a campsite or remote location?
Do extra locks allow me to leave my bicycle for a longer period?
Laka Bike Insurance - Complete, Core and Add-Ons Cover and Limitations
Bike Rental / Hire
Theft (including attempted theft)
Crash or Accidental Damage
Licensed Racing & Events
Does Laka Cover Courier & Food Delivery Work?
Does Laka cover apply if I am not a permanent UK resident?
What is the difference between clothing and accessories?
Can I claim if my GPS or electronic device stops working?
Am I covered if my bike is stolen by force (mugged)?
Are my bike parts covered if they are stolen?
Am I covered if I accidentally lose my bike or accessories?
Can I get insurance for a single trip abroad?
Is my general outdoor gear covered while bike packing?
Am I covered for accidental damage if I cause the crash?
24-Hour Abandonment Clause
Locking rules for a cargo bike covered by Laka Core
Locking Requirements: SoldSecure Gold Locks and Private/Communal/Public Locations [UK]
How do I check if my bike lock is Sold Secure Gold rated?
Is my bike covered if I keep it in a public bike hanger?
Is my bike covered if I keep it on a balcony or in a garden?
Do I need to lock my bike inside my home?
Do I have to lock my bike even if I can still see it?
Can I leave my bike locked outside on the street overnight?
Can I leave my bike locked outside for a weekend or holiday?
What is the technical definition of an 'immovable object'?
Does having a security camera improve my insurance coverage?