Do you offer group policies for small businesses?
At Laka, we know that for many businesses, bikes are the backbone of the operation. Whether you are a small team of couriers or a local business using bikes for transport, we want to help the collective stay on the move.
How do I insure a fleet of bikes for my business?
If you are a small business looking to cover a fleet of bikes or a group of riders under one umbrella, Laka has a dedicated team to help. We can assist you in setting up a bespoke group arrangement that fits your specific business needs.
To get your business covered, please contact us via https://laka.co/gb/business to see how we can help.
Does Laka cover individual couriers or food delivery riders?
If you are an individual rider, a standard Laka Bicycle Insurance policy already includes cover for commercial use. Whether you’re delivering hot meals or time-sensitive documents, your insured gear is protected while you’re "on the clock."
To keep things fair for the collective, please ensure you follow Laka’s locking requirements, such as using the correctly rated lock when you're making a delivery.
Is Public Liability included for commercial courier work?
No, it’s not. While Laka Bicycle Insurance covers your physical gear, it is important to note that our Public Liability insurance does not extend to courier or food delivery work.
If you or your team are using bicycles for commercial purposes, you will need to arrange separate Public Liability cover through your delivery platform or a specialist provider. This ensures you are protected against third-party claims while working.