Does Laka cover courier or food delivery work?
Yes, we’ve got your back on the road. We know that for many in the Laka Collective, a bike isn't just for fun - it’s how you make a living.
Is my bike covered for theft and damage while I'm working?
Your Laka Bicycle Insurance policy includes coverage for commercial use. Whether you’re delivering hot meals or time-sensitive documents, your insured gear is protected while you’re "on the clock."
To keep things fair for the Collective, please ensure you follow our Locking requirements (such as using the correctly rated lock) when you're making a drop-off.
Does Laka provide Public Liability insurance for couriers?
No. While Laka Bicycle Insurance covers your physical gear, our Public Liability insurance does not extend to courier or food delivery work.
If you’re using your bike for commercial purposes, you will need to arrange separate Public Liability cover. This ensures you are protected against third-party claims while you are working.
Do you offer insurance for delivery fleets or small businesses?
If you are a small business looking to insure multiple riders or a fleet of bikes, we can help. Please contact us via https://laka.co/gb/business to see how we can help.