Laka

Photos of your Gear and Proof of Ownership

30-day lock-in period

Can I lend my bike to a friend or family member?

Does Laka cover second-hand or vintage bikes?

Mon vélo est-il couvert pour la livraison ou le travail de coursier ?

How do I secure my bicycle at a campsite or remote location?

Mugging / Bike Jacking

In or On a Vehicle Theft or Damage

Do I need to wear a helmet?

Yes, you can insure a Cycle to Work bike with Laka

Can I insure my Cycle to Work Bicycle with Laka?

Do you insure professional / sponsored athletes?

I'm moving / immigrating to Europe or the UK - how can I transfer my Laka Account to a new territory?

Bicycle Insurance

How do I insure custom parts or extra wheelsets?

What are the minimum and maximum bike values for insurance?

I just insured my bike with Laka, what do I need to do next?

Getting Started

What if I’ve modified or derestricted my e-bike motor?

Is my e-bike battery an accessory?

Does Laka Cover E-bikes with Throttles?

Is My E-bike Eligible for Insurance?

Electric bicycles

Laka Bike Insurance - Complete, Core and Add-Ons Cover and Limitations

Bike Rental / Hire

Theft (including attempted theft)

Crash or Accidental Damage

Licensed Racing & Events

Does Laka Cover Courier & Food Delivery Work?

Does Laka cover apply if I am not a permanent UK resident?

Can I claim if my GPS or electronic device stops working?

Am I covered if my bike is stolen by force (mugged)?

Are my bike parts covered if they are stolen?

Am I covered if I accidentally lose my bike or accessories?

Can I get insurance for a single trip abroad?

Is my general outdoor gear covered while bike packing?

Am I covered for accidental damage if I cause the crash?

Cover and Limitations

Do extra locks allow me to leave my bicycle for a longer period?

Can I insure my child's bike for racing?

Am I covered at a Cafe? Do I need to bring a lock to the cafe?

FAQs

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