Certain types of British Cycling membership do include third-party liability insurance. However, keep in mind that you will not be covered for any liability to a fellow British Cycling member during any race, time trial or timed event, even if you have race membership.
CTC (Cycling UK) membership does include third-party liability cover, but this does not cover you during any races or timed events.
Liability cover is included in our Core and Complete packages.