Bicycles insured at Laka are covered when used by family members living at the same address. Don't forget that you can add family members bicycles to your policy and benefit from the 50% multi-bike discount.
| Family members at the same address | Non-family members (friends, flatmates, colleagues) |
Bike insurance (Core & Complete) | Covered ✅ | Not covered ❌ |
Liability (included in Core & Complete) | Not covered ❌ | Not covered ❌ |
Health & Recovery | Not covered ❌ | Not covered ❌ |