Laka Health & Recovery is a policy that aims to minimize the impact of an accidental sports injury on your life.
It can be purchased and managed separately from our Property policy. How to pause/cancel your cover.
It covers all sports, not just cycling!
For full limitations, read the policy wording pdf.
What does it cover?
The Laka Recovery Policy only covers you when you have an accident and suffer a sports injury - bicycle-related or not.
We consider an accident to be any sudden, unforeseen and identifiable occurrence. If you suffer a qualifying injury following an accident, we’ll pay:
Up to £50 for the cost of an injury assessment and
Up to £1,500 of medical treatment you need to help you recover from that injury and
Laka Recovery Credits that can be exchanged for Laka Recovery Benefits
Key Limitations
Travelling outside the UK
Your covered globally for up to 120 consecutive days, perfect for that training camp in Mallorca.
If you’re planning a trip of more than 120 days in one stretch please get in touch so we can discuss your options.
Professional Athletes
We cannot cover professional Athletes.
We define professional as getting paid to participate e.g. receiving an appearance fee or salary to participate in an event or race.
Occupational Limitations
Laka Health & Recovery Policy won’t cover you whilst you’re taking part in professional sports or any occupational activities as a member of the armed forces, professional entertainer, commercial ship crew, aircrew or cabin crew or as an underground miner.